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Planning for Long-Term Care

November 5, 2014

According to Genworth Financial  and its annual long-term care cost survey, the cost for long-term care facilities in PA can run between $40,000 and $100,000 a year. This includes care provided in an assisted living/personal care facility or skilled nursing home and other types of senior living communities that are specifically tailored to the needs of seniors who require assistance. These costs for senior housing in PA are expected to rise 4 percent to 5 percent annually over the next five years.

Understanding what the cost for senior housing in PA and other long-term care services that you or a loved one may need as you get older is imperative. It is important because it helps you prepare for that time in your or a loved one’s life when assistance and care is needed.

When Do You Need Long-Term Care Services?

Long-term care is needed when you no longer have the ability to properly care for yourself or another person due to the inability to perform certain activities without assistance. The need for long-term care is based on what are known as activities of daily living or ADLs, of which there are six basic types. The six ADLs are eating, bathing dressing, continence, transferring, and toileting. The inability to perform any two of these six ADLs is an indication that some long-term care services may be needed.

If you or a loved one suffers from a cognitive dysfunction, such as dementia or Alzheimer’s disease, the need for long-term care services exists. A person suffering from what is referred to as a long-term care trigger requires the assistance of trained professionals and other caregivers to provide the needed care and support necessary to maintain dignity and a certain quality of living.

What Type of Services Might I Need to Plan for?

The range of services that you may require when a need for long-term care is determined includes those services that can be provided in the home or through a facility. Services for long-term care are typically categorized as either home and community based services (such as adult day care, home health aides, respite care to provide temporary relief for a family caregiver, assistance with bill paying and grocery shopping, etc.) and facility-based care services, such as continuing care communities, skilled nursing facilities, and assisted living or personal care facilities. Many senior living communities are able to offer a variety of services for older adults, including individual and personal care that help cater to the needs of their residents.

If you determine that the need for senior care exists for you or a loved one, check into the senior living communities in PA and services that they may have to offer. Get the answers to your questions by speaking with informed professionals and map out a plan of action. This will help reduce the burden of providing necessary care as well as ensure your comfort or the comfort of a loved one while receiving care and support.

Whether you are looking for around-the-clock long-term care facilities in Pa or just senior housing with a little extra assistance for you or your loved ones, check out what all of the Concordia locations can provide for you. With a wealth of care levels and services, finding the right care services for your lifestyle needs is easier than ever. If your goal is to stay in your own home longer, check out what our Home & Community Services can help you with. Contact us today and discover what Concordia can do for you.

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